Your price is tied directly to the actual wholesale cost of the fuel delivered to each location on the network. In general the profit margin retailers receive for CFN transactions are less than the profit margin for a regular retail transactions. This saves you money. There is an important exception to this. Since your price is tied directly to the wholesale spot price if fuel prices spike suddenly the CFN price can be higher than retail street price because retailers usually lag a few days before changing prices. This, however, can also work to your favor when prices fall suddenly. There is no absolute relationship between retail street price and CFN pricing. Over the course of a average year you should see a per gallon savings on 60-70% of your transactions.